Why choose Greentree Mortgage?

Whether you are interested in a new home, remodeling or refinancing your current home, or consolidating your credit card debt, we will work with you to create a customized solution for your goals.

At Greentree, we treat each loan uniquely, and do not promote “cookie cutter” or “one size fits all” products. Personal attention provides trust, confidence, and flexibility needed to improve your financial future.

With dozens of loan types and arrangements, it can be a challenge to understand which option is best for you. Our mortgage counselors assist to help make your dream come true while improving your financial future.


Custom Solutions


Dream to Reality


Buy or Refinance

Variety of Mortgage Options

A conventional loan is a type of mortgage that is not made, insured, or guaranteed by the federal government. Nonetheless, a dominant number of conventional loans conform to the guidelines of Freddie Mac and Fannie Mae- government-sponsored enterprises.

A conforming conventional loan generally has a loan limit of $417,000 or less for a single-family home. It has established guidelines for borrower credit scores, minimum down payments, and income requirements. For example, a down payment of 3 to 20 percent is required for a conventional loan. However, a conventional loan can also be non-conforming. A non-conforming loan is a mortgage that fails to meet standard performance guidelines for funding.

At Greentree Mortgage, we offer clients conventional Fixed-rate loans, Adjustable-rate loans and Interest-only loans.

FHA (Federal Housing Administration) loans are insured by the Federal Housing Administration and backed by the government. As compared to conventional loans, these loans have more flexible lending requirements. Private lenders fund these loans flexibly and have low standards for qualification typically because these loans are insured against default which provides adequate coverage to the lender in case the borrower fails to pay back.

At Greentree Mortgage, we offer clients conventional Purchase Loans, Reverse Mortgages, Streamline Loans, and FHA 203K Mortgages.

A Jumbo loan is a non-conforming conventional mortgage loan. It does not meet Freddie Mac and Fannie Mae guidelines and conforming loan limit of $417,000 for a single-family home. Jumbo loans are available for primary homes, vacation homes, and investment properties. They are available as adjustable rate and fixed rate loans. The average rate of interest on these loans is higher interest backed by stricter underwriting and large down payment requirements, typically because of the high risk involved.

The USDA mortgage is a niche loan option offered only by the USDA approved lenders backed and guaranteed by the United States Department of Agriculture. It is a loan product exclusively designed to help people in the rural areas of the US.

Served the US military? Thinking of buying a home? If yes, then apply for VA mortgage loan. VA loan is a home mortgage offered by lenders and guaranteed by the US Department of Veteran Affairs. It is a long-term financing product offered to eligible American veterans who have or are serving the US military. VA loans are also offered to their surviving spouses (provided they do not remarry).


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NMLS# 2311651          813-360-1672


Team Phillips, Florida Branch

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Team Phillips Greentree Mortgage

Our Mission

At Greentree, we understand that your mortgage is one of the biggest investments you will ever make. An investment in a home is an investment in the future of you and your family. But this exciting time can also have its challenges. With dozens of loan types and arrangements, it can be a challenge to understand which option is best for you.

We can do the math for you. Let us help you find the best loan solution for you and your family. Now that you’ve found your solution, let us help you fulfill the dream.

Greentree Mortgage Company Florida Team Phillips

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our team

Meet Team Phillips

Jeremiah Phillips, Director of Sales

Jeremiah’s mission is to make the loan process as frustration and hassle-free as possible. From loan selection to approval and closing, he’ll work to reduce the complexities and hassles involved in the entire process. Jeremiah provides his borrowers with quality guidance and assists them every step of the way with customized solutions, to determine goals and improve their financial future. Jeremiah treats each customer as an individual and doesn’t believe in cookie-cutter solutions.

Jill Sangataldo, Production Assistant

Jill’s experience, business education, and passion for real estate make her a valuable asset to Team Phillips. As everyone’s “go to person”; she will always lend a hand and has the answer at her fingertips. Jill is innovative and future thinking with her solutions and vision. Jill has a genuine enthusiasm to match clients with the right product for their lending needs. She has a track record of delivering stellar customer service and excels at customer retention. All this and more sets her apart from our competition.

Darryl DePiano, Branch Manager

We are excited to have Darryl as the branch manager for our Team Phillips Florida location. With a lifetime of business experience; he’s owned and operated a variety of businesses from construction and catering to bars and nightclubs. Darryl thrives in a fast-paced, always evolving environment – he’s always ready to solve a problem and jump over hurdles. Darryl is a wealth of knowledge who will be there for his borrowers working to match them with the best loan solution to meet their needs.


What do our clients say?

"Easy refinance. Jeremiah made the whole process effortless and I saved more than expected. Timely emails, reminders, and everything done to detail. Great team there."

Bill Crowe
- facebook

“No one is more professional and service oriented than Jeremiah and his team. Check them out.”

Jess Bousa
- facebook

“Jeremiah was a great contact. He was always available for any questions or concerns day or night and let us know throughout the entire process what to expect and prepare for. We would recommend him and Greentree mortgage for any home buyers.”

Ben & Jenn
- Zillow

“Communication was great from start to finish. Joey utilized an online portal for document uploads and e-signatures of documents which eliminated the need for emailing documents back and forth. I would recommend him to any of my friends or family.”

- Zillow
achievements & statistics

29 years of operation

0 happy home owners

0 loans provided

0 locations in the USA